LIFE INSURANCE FOR HOMEOWNERS
We specialise in life insurance for people buying a new house
"Advised me on the type of cover I needed at a fraction of the cost of other quotes"
-Michael
50+ Insurers. Expert Advice.
Big Savings !
What can life insurance cover?
If something happened to you tomorrow, could your loved ones afford to stay in the home you’ve just bought? Life insurance helps make sure they won’t face financial strain — or risk losing the roof over their heads.
Funeral Costs
The average cost of dying
£9,493
Mortgage Costs
Monthly cost of housing
£798
Living Costs
Monthly cost of living
£3,053
Transport Costs
Average monthly transport costs
£348
Transport Costs
Average monthly transport costs
£348
£300,000 Life Cover
£10
For only per month
Tuition Fees
Average yearly tuition fees
£9,188
House Deposit
Average 10% mortgage deposit
£23,200
House Deposit
Average 10% mortgage deposit
£23,200
Pay the Bills
Household bills monthly cost
£237
Take a Holiday
A ten day holiday for 4 people
£3,796
See references
- Cost of Dying Report 2020 (SunLife)
- What is the Cost of Living in the UK? (Expatistan)
- Average London rent hits record high as supply continues to drop (Homes & Property)
- Average UK Household Budget 2021 (NimbleFins)
- University tuition fees in England now the highest in the world, new analysis suggests (Independent)
- How much deposit do I need for a house? (Bankrate UK)
- What is the average cost of utility bills per month? (The Money Advice Service)
- Average Cost of a Holiday Abroad 2020 (NimbleFins)
- £10 per month pays for £300,000 of cover for 30 years for a 30 year old non-smoker, based on perfect health
- Trust Pilot review source:
How Life Insurance Works When Buying a House ?
It’s peace of mind for you.
And security for the people you love
Fill out a simple form
Tell us about your mortgage and your needs
We ask a few quick questions — it only takes a couple of minutes.
We Compare Policies from 50+ Providers & Call You
You get personalised options that fit your home, your budget, and your life.
You pick your cover — and that’s it
Once your policy is in place, you can relax knowing your home is protected, no matter what happens.
Real People. Real Advice.
When you speak to us, you’ll chat with a friendly UK-based expert who understands what buying a home really means.
- You’ll only ever speak with us — we never pass on your details
- No pressure. Just honest, helpful guidance
- We’re FCA authorised and ICO registered — your trust matters to us
“The most rewarding part of what I do? Knowing we’re helping people protect their homes and their futures. Every day, we give families peace of mind — even in the worst moments”
“What I love most is that we’re here to help, not to push. It’s about finding what’s right for each person. I end every call knowing I’ve made a real difference — and that feels good.”
Protect Your New Home & the People You Love.
You’ve taken a big step. You’ve signed the papers. You’ve picked your home.
But here’s the truth:
If something happened to you tomorrow… would the people you care about be able to keep that home?
Could they afford the mortgage?
Cover the bills?
Stay on their feet without your income?
It’s not a nice thought. But it’s a necessary one.
Life Insurance Turns “What If” Into “We’ll Be Okay”
From just £5 a month, you can make sure your home — and the life inside it — stays protected.
If the worst happens, your policy could help pay for:
Funeral costs
Mortgage or rent
Debts
Day-to-day living expenses
It’s not about fear.
It’s about love.
It’s about making sure the people you care about aren’t left with financial worry on top of emotional loss.
You Bought a Home for Security.
Life Insurance Makes That Security Real.
You’ve worked hard to get here.
So don’t leave it all hanging by a thread.
Sort your life insurance today.
It’s fast. It’s affordable. And it’s one of the most powerful ways to protect the people and future you care about most.
£5 per month based on a 30-year-old non-smoker in perfect health with £100,000 of life cover over 20 years.
Do I Really Need Life Insurance?
If you’ve just bought a home — or you’re about to — the answer is probably yes.
- Would your partner struggle to pay the mortgage without you?
- Would your family be left to cover debts or bills?
- Would you want to protect your new home, no matter what?
- Anyone who relies on you financially? (Partner, children, family?)
If any of that hits home, now’s the time to get covered.
Life insurance is usually cheaper when you’re younger — and it only gets more expensive the longer you wait.
Buying a home is a big step.
Protecting it is a smart one.
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How much does life insurance cost for a new home owner ?
When you’re investing in a new home, every penny counts. That’s why it’s reassuring to know life insurance can cost less than your weekly coffee run — while protecting the biggest purchase of your life.
£10.99
per month
£8.99
per month
Life Insurance
Starting from only
£4.99
per month
Got questions? You're not alone.
We've answered some of the most common ones below to help make things clear and simple.
Why would I need life insurance?
If you’ve ever experienced the loss of someone close, you know how hard it is emotionally. But when that person was also supporting the family financially, it adds even more stress to an already heart-breaking time.
Life insurance is designed to give your loved ones financial support if you pass away during the term of your policy. It helps cover things like the mortgage, rent, household bills, or simply day-to-day living – so your family can focus on what really matters without added money worries.
It’s also a way to leave something behind – whether it’s to help your children go to university, give them a head start in life, or simply leave a meaningful legacy.
How much does it cost?
Surprisingly, life insurance can cost less each month than your usual coffee shop order. Most policies have fixed monthly payments that don’t change – we’ll explain everything clearly during your chat with us.
There’s no fee for using our service. We only get paid if you choose to take out a policy through us, and that comes directly from the provider – not your pocket.
Already have life insurance or seen quotes elsewhere? No problem – we’re happy to see if we can beat it and save you money.
Can I trust you? And the providers?
Yes, absolutely. We are fully authorised and regulated by the Financial Conduct Authority, so you’re in safe hands.
We only work with trusted, household-name insurers like Legal & General, Aviva, Vitality, LV, HSBC, AIG, Zurich and more – all of which are backed by FSCS protection, so your policy is covered no matter what.
And it’s not just us saying we’re good – check out our 5-star reviews on Trustpilot. We’ve helped lots of people get covered, and we’d love to help you too.
But I’ve heard life insurance doesn’t always pay out…
We hear that a lot – but the truth is very different. In fact, 98.3% of life insurance claims were paid out in 2019, with over £5.7 billion going to families who needed it. That’s around £15.8 million paid every single day. (Source: ABI.org.uk)
The key to making sure your policy pays out is simple: be honest when applying. We’re here to help you through the process and make sure everything is accurate, so your loved ones are protected when it matters most.
If your service is free, how do you make money?
It’s simple – if you choose to get your life insurance through us, the insurance provider pays us a commission. There’s no charge to you at any point. Ever.
Can I just do this online? I don’t want to talk to anyone.
Totally understandable – we all love doing things online when we can. But with life insurance, things can get a little more personal, especially when it comes to your health, lifestyle, and the size of the cover you need.
That’s why we always recommend speaking to a real person. Our friendly team will listen to what you want, explain your options, and make sure everything’s set up properly – with no pressure.
It’s about peace of mind. And making sure your family is really taken care of.